Homeowner AssistanceWe understand that many people are dealing with financial challenges.

Home Affordable Modification Program

HAMP Requirements

You will be considered for a HAMP loan modification if:

  • You are able to provide evidence of financial hardship.
  • You are able to provide documentation of your income.
  • You provide all requested documents based on investor or program requirements.
  • Your unpaid principal balance on your first lien mortgage is less than or equal to $729,750 for mortgages secured against a one-unit property. This requirement will vary if your property is a two, three or four-unit property.*

You will not be considered for a HAMP loan modification if:

  • You are unable to provide evidence of financial hardship.
  • You are unable to provide documentation of your income.
  • You do not provide all required information requested in the financial packet.
  • Your unpaid principal balance on your first lien mortgage is greater than $729,750 for mortgages secured against a one-unit property.*

If you meet the criteria to be considered for a HAMP loan modification, apply today! If you do not think you are eligible, please call one of our loan counselors at 1.800.781.7399 to discuss other homeowner preservation options.

*If your unpaid principal balance is greater than $729,750 on a mortgage secured against a one-unit property, other Non-HAMP loan modification programs may be available for unpaid principal amounts up to $1,000,000. Eligibility restrictions will apply by investor and borrower eligibility.

This is a communication from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. However, if you have filed a bankruptcy petition and there is either an “automatic stay” in effect in your bankruptcy case, or your debt has been discharged pursuant to the bankruptcy laws of the United States, this communication is intended solely for informational purposes.

Which program is right for you?

Answer these easy questions to see which programs you may be eligible for.

Looking for more assistance?

Use these helpful references to learn more about home preservation.

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